:root{--navy:#07192e;--navy2:#0d2a49;--ink:#101b29;--ivory:#f7f4ed;--white:#fff;--gold:#d4aa54;--gold2:#f0d99c;--line:rgba(16,27,41,.14);--shadow:0 22px 70px rgba(3,16,32,.14);--radius:24px;--serif:"Noto Serif KR","Malgun Gothic",serif;--sans:"Pretendard","Noto Sans KR","Malgun Gothic",sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth;overflow-x:hidden}body{margin:0;background:var(--ivory);color:var(--ink);font-family:var(--sans);font-size:16px;line-height:1.75;overflow-x:hidden}a{color:inherit;text-decoration:none}img{display:block;max-width:100%;height:auto}.wrap{width:min(1180px,calc(100% - 40px));margin-inline:auto}.progress{position:fixed;inset:0 auto auto 0;width:0;height:4px;background:linear-gradient(90deg,var(--gold),#fff0b3);z-index:1000;box-shadow:0 0 18px rgba(212,170,84,.75)}
.skip{position:fixed;left:12px;top:-80px;z-index:1200;background:#fff;padding:12px 18px;border-radius:12px}.skip:focus{top:12px}.site-head{position:absolute;z-index:40;top:0;left:0;width:100%;color:#fff}.head-in{height:82px;display:flex;align-items:center;gap:26px}.brand{display:flex;align-items:center;gap:12px;font-weight:900;letter-spacing:-.04em;font-size:1.22rem}.brand-mark{width:36px;height:36px;border-radius:50%;display:grid;place-items:center;background:var(--gold);color:var(--navy);font-family:Georgia,serif;box-shadow:inset 0 0 0 5px rgba(255,255,255,.2)}.main-nav{margin-left:auto;display:flex;gap:24px;font-size:.94rem}.head-note{border:1px solid rgba(255,255,255,.28);border-radius:999px;padding:7px 12px;font-size:.8rem;color:#f7e4af}
.hero{position:relative;min-height:760px;color:#fff;background:var(--navy);overflow:hidden;display:grid;align-items:end;padding:150px 0 90px}.hero-media{position:absolute;inset:0}.hero-media:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(3,13,28,.97) 0%,rgba(3,13,28,.84) 42%,rgba(3,13,28,.38) 74%,rgba(3,13,28,.66) 100%)}.hero-media img{width:100%;height:100%;object-fit:cover;opacity:.76}.hero-grid{position:relative;z-index:2;display:grid;grid-template-columns:minmax(0,680px) 1fr;gap:40px;align-items:end}.eyebrow{display:inline-flex;align-items:center;gap:8px;text-transform:uppercase;letter-spacing:.16em;font-size:.78rem;font-weight:800;color:var(--gold2)}.eyebrow:before{content:"";width:34px;height:1px;background:currentColor}.hero h1{font-family:var(--serif);font-size:clamp(2.5rem,6vw,5.6rem);line-height:1.09;letter-spacing:-.07em;margin:20px 0 24px;text-wrap:balance}.hero p{font-size:clamp(1.05rem,1.8vw,1.25rem);color:#dbe4ef;max-width:660px;line-height:1.78;margin:0}.hero-facts{display:grid;gap:12px}.fact{background:rgba(255,255,255,.09);border:1px solid rgba(255,255,255,.16);backdrop-filter:blur(16px);padding:18px 20px;border-radius:18px}.fact strong{display:block;color:var(--gold2);font-size:1.05rem}.fact span{font-size:.9rem;color:#d9e0e8}.trust-strip{position:relative;z-index:3;margin-top:48px;display:flex;gap:28px;flex-wrap:wrap;color:#d4dce5;font-size:.88rem}.trust-strip span{display:flex;align-items:center;gap:8px}.trust-strip i{width:6px;height:6px;border-radius:50%;background:var(--gold)}
.seo-carousel{position:absolute;top:82px;left:0;width:100%;height:1px;overflow:hidden;clip-path:inset(50%);white-space:nowrap;z-index:-1}.section{padding:110px 0}.section.navy{background:var(--navy);color:#fff}.section.white{background:#fff}.section.gold{background:linear-gradient(135deg,#e2bf75,#f3dfaf);color:var(--navy)}.section-head{display:grid;grid-template-columns:1fr minmax(260px,460px);gap:50px;align-items:end;margin-bottom:48px}.section h2{font-family:var(--serif);font-size:clamp(2rem,4.2vw,4rem);line-height:1.18;letter-spacing:-.055em;margin:12px 0 0;text-wrap:balance}.section-intro{margin:0;color:#5b6672}.navy .section-intro{color:#bfcbd8}.kicker{font-size:.78rem;font-weight:900;letter-spacing:.14em;color:#9a6a13;text-transform:uppercase}.navy .kicker{color:var(--gold2)}
.rail{display:grid;grid-auto-flow:column;grid-auto-columns:minmax(310px,36%);gap:20px;overflow-x:auto;padding:8px 2px 30px;scroll-snap-type:x proximity;scrollbar-width:thin;scrollbar-color:var(--gold) transparent;overscroll-behavior-inline:contain}.rail::-webkit-scrollbar{height:7px}.rail::-webkit-scrollbar-thumb{background:var(--gold);border-radius:9px}.card{position:relative;scroll-snap-align:start;min-height:350px;border-radius:var(--radius);overflow:hidden;background:#fff;color:var(--ink);box-shadow:var(--shadow);border:1px solid rgba(255,255,255,.35);transform-style:preserve-3d;transition:transform .35s ease,box-shadow .35s ease}.card:hover{transform:translateY(-8px) rotateX(1deg);box-shadow:0 30px 80px rgba(3,16,32,.24)}.card-img{height:190px;overflow:hidden}.card-img img{width:100%;height:100%;object-fit:cover;transition:transform .8s ease}.card:hover img{transform:scale(1.05)}.card-body{padding:25px}.card small{color:#8b671f;font-weight:800}.card h3{font-family:var(--serif);font-size:1.35rem;line-height:1.35;margin:8px 0 12px;letter-spacing:-.035em}.card p{font-size:.94rem;color:#5e6873;margin:0}.card .arrow{position:absolute;right:22px;bottom:18px;font-size:1.2rem;color:#9a6a13}.navy .card{border-color:rgba(255,255,255,.08)}
.feature-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:24px}.feature-photo,.panel{border-radius:30px;overflow:hidden;box-shadow:var(--shadow)}.feature-photo{min-height:560px;position:relative}.feature-photo img{width:100%;height:100%;object-fit:cover}.feature-photo figcaption{position:absolute;inset:auto 24px 24px 24px;background:rgba(3,16,32,.84);backdrop-filter:blur(14px);color:#fff;border-radius:18px;padding:20px}.panel{background:#fff;padding:42px}.panel-list{display:grid;gap:0;margin-top:20px}.panel-item{padding:22px 0;border-top:1px solid var(--line)}.panel-item strong{display:block;font-size:1.08rem}.panel-item span{color:#64707b;font-size:.94rem}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;counter-reset:step}.step{counter-increment:step;border:1px solid rgba(255,255,255,.14);padding:34px;border-radius:24px;background:rgba(255,255,255,.06);min-height:270px}.step:before{content:"0" counter(step);display:block;font-family:Georgia,serif;color:var(--gold2);font-size:1.8rem}.step h3{font-family:var(--serif);font-size:1.35rem;margin:24px 0 12px}.step p{color:#bec9d6;margin:0}.notice{display:grid;grid-template-columns:1fr 1fr;gap:22px}.notice article{background:rgba(255,255,255,.5);border:1px solid rgba(7,25,46,.12);border-radius:24px;padding:30px}.notice h3{margin:0 0 10px;font-family:var(--serif)}.notice p{margin:0;color:#3f4a56}.breadcrumbs{font-size:.86rem;color:#66717c;padding:18px 0}.footer{background:#04111f;color:#c9d3de;padding:70px 0 120px}.footer-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:40px}.footer h2{color:#fff;font-family:var(--serif);margin:0 0 14px}.footer p{max-width:670px}.footer a{text-decoration:underline;text-underline-offset:4px}.legal{font-size:.82rem;color:#8492a2;border-top:1px solid rgba(255,255,255,.1);margin-top:36px;padding-top:24px}.floating-cta{position:fixed;right:24px;bottom:22px;z-index:90;display:flex;align-items:center;gap:12px;background:var(--gold);color:var(--navy);font-weight:900;padding:15px 22px;border-radius:999px;box-shadow:0 16px 44px rgba(0,0,0,.3);animation:breathe 2.8s ease-in-out infinite}.floating-cta:before{content:"";width:9px;height:9px;background:#173f2a;border-radius:50%;box-shadow:0 0 0 0 rgba(23,63,42,.45);animation:pulse 2s infinite}
.floating-cta .cta-copy{display:grid;line-height:1.15}.floating-cta small{font-size:.72rem;font-weight:800;opacity:.72}.floating-cta strong{font-size:1rem;letter-spacing:.01em}.marquee{display:none;background:var(--gold);color:var(--navy);font-weight:900;padding:9px 0;overflow:hidden;white-space:nowrap}.marquee span{display:inline-block;padding-left:100%;animation:marquee 17s linear infinite}.reveal{opacity:0;transform:translateY(32px);transition:opacity .75s ease,transform .75s ease}.reveal.is-visible{opacity:1;transform:none}.sitemap-list{columns:3;column-gap:32px}.sitemap-list a{display:block;padding:10px 0;border-bottom:1px solid var(--line);break-inside:avoid}.policy-box{border-left:4px solid var(--gold);background:#fff;padding:28px;border-radius:0 18px 18px 0;margin-top:32px}.tag-row{display:flex;flex-wrap:wrap;gap:10px;margin-top:24px}.tag{border:1px solid rgba(255,255,255,.22);padding:7px 12px;border-radius:999px;font-size:.82rem;color:#e6edf4}
@keyframes breathe{50%{transform:translateY(-5px);box-shadow:0 22px 52px rgba(0,0,0,.36)}}@keyframes pulse{70%{box-shadow:0 0 0 11px rgba(23,63,42,0)}}@keyframes marquee{to{transform:translateX(-100%)}}
@media(max-width:820px){.wrap{width:min(100% - 28px,1180px)}.main-nav{display:none}.head-note{margin-left:auto}.hero{min-height:720px;padding:125px 0 64px}.hero-grid,.section-head,.feature-grid,.footer-grid{grid-template-columns:1fr}.hero-facts{grid-template-columns:1fr 1fr;margin-top:12px}.trust-strip{gap:14px;margin-top:30px}.section{padding:78px 0}.section-head{gap:18px}.rail{grid-auto-columns:84%;padding-bottom:24px}.steps{grid-template-columns:1fr}.step{min-height:0}.notice{grid-template-columns:1fr}.marquee{display:block}.sitemap-list{columns:1}.floating-cta{right:14px;bottom:14px;padding:13px 17px}.feature-photo{min-height:430px}.panel{padding:28px}.hero h1{font-size:clamp(2.45rem,12vw,4.4rem)}}
@media(max-width:480px){.head-note{display:none}.hero-facts{grid-template-columns:1fr}.hero p{font-size:1rem}.rail{grid-auto-columns:90%}.card{min-height:330px}.card-img{height:168px}.section h2{font-size:2.15rem}.floating-cta{font-size:.9rem;left:14px;right:14px;justify-content:center}.notice article{padding:24px}}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;animation:none!important;transition:none!important}.reveal{opacity:1;transform:none}}

.check-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px}.check-card{background:#f5f6fa;border:1px solid rgba(7,25,46,.15);border-radius:24px;padding:30px;box-shadow:0 14px 40px rgba(3,16,32,.09)}.check-card>span{display:inline-grid;place-items:center;width:42px;height:42px;border-radius:50%;background:#07192e;color:#f0d99c;font:800 1rem Georgia,serif}.check-card h3,.ledger-item h3,.long-note h3{font-family:var(--serif);font-size:1.25rem;line-height:1.4;margin:18px 0 10px}.check-card p,.ledger-item p,.long-note p{margin:0;color:#505c68}.ledger-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.ledger-item{padding:28px;border:1px solid rgba(255,255,255,.16);border-radius:22px;background:rgba(255,255,255,.07)}.ledger-item h3{color:#fff;margin-top:0}.ledger-item p{color:#cbd5e1}.faq-list{display:grid;gap:14px}.faq-list details{background:rgba(255,255,255,.62);border:1px solid rgba(7,25,46,.17);border-radius:18px;padding:0 24px}.faq-list summary{cursor:pointer;list-style:none;font-weight:900;font-size:1.04rem;padding:22px 42px 22px 0;position:relative}.faq-list summary:after{content:"+";position:absolute;right:0;top:18px;font-size:1.5rem}.faq-list details[open] summary:after{content:"−"}.faq-list p{margin:0;padding:0 0 24px;color:#394653}.long-note{margin-top:24px;border-radius:24px;padding:30px;background:#07192e;color:#fff}.long-note h3{color:#f0d99c;margin-top:0}.long-note p{color:#d2dbe4}.long-note p+p{margin-top:14px}@media(max-width:820px){.check-grid,.ledger-grid{grid-template-columns:1fr}}